Aspen, CO
Personal & Commercial Insurance
Protecting Our Aspen Neighbors
In Aspen, Latitude Insurance operates where mountain living meets complicated risk. Whether it’s a $20M+ residence, a condo association, or a contractor building the next generation of homes in the valley, we understand both the stakes and the market.
Navigating Aspen’s Wildfire Insurance Market
Coverage in the valley has become harder to place. Carriers are tightening, non-renewing, and repricing mountain homes, and a standard policy increasingly isn’t there when you need it. We help clients structure programs that hold up by pairing the right carriers with documented mitigation. As active partners of the Aspen Fire Protection District and the Roaring Fork Valley Wildfire Collaborative, we translate wildfire risk into coverage that places and premiums you can defend.
Specialized Insurance Solutions for You
Private Client Coverage
Our personal clients rarely fit an off-the-shelf policy. Primary and secondary homes, vehicles, umbrella liability, fine art, jewelry, personal cyber represent layered exposures that call for a layered, consultative program. We build it around you, not around a template.
Commercial Insurance
Our commercial book is anchored in the work that defines this valley: general and trade contractors, builders’ risk, developers, architects, engineers, and HOAs. We also place restaurants, lessor’s risk, and nonprofits.
Embedded in the Aspen Community
We’re the Aspen Board of Realtors Affiliate of the Year, and we work hand-in-hand with the Aspen Fire Protection District and the Wildfire Collaborative. Local risk isn’t an abstraction to us, it’s what we live with, and what we’re built to manage.
Meet Our Colorado Advisory Team
Aaron Linden
Ashley Holden
Carrie Esparza
Christine Fornaro
Clifford Hansen
Jerick Demulling
Kelsey Cahill
Tim Morgan
Victor Cordova
Whitney Cockroft
Let’s talk before your renewal.
Whether you’re protecting a second home, a development, or a business, a 20-minute conversation tells you where you stand.