Montrose & Telluride, CO

Personal & Commercial Insurance

Commercial & Personal Insurance in Southwest Colorado

Latitude Insurance is your advisor in Telluride, Montrose, Southwest Colorado and wherever else your assets are located. We work with businesses, homeowners and condo associations, and high-net-worth individuals and families, who need more than standard coverage and a more hands-on experience.

Specialized Insurance Solutions for Coloradans

Private Client Group

A picturesque mountain town with historic buildings, vibrant fall foliage, and majestic mountains in the background under a cloudy sky.

Private Client Coverage Built for Mountain Life

Insuring mountain property demands specific expertise exposure, access, valuation, and risk that off-the-shelf carriers misjudge. We build coverage around your lifestyle, your assets, and your legacy. We design comprehensive programs for luxury homes, ranches, high-value auto collections, fine art, jewelry, umbrella liability, boats, and private aircraft.

Commercial & Business Risk

Pulpit Rock Overlook at Black Canyon of the Gunnison National Park, in Montrose County, Colorado, United States. A rocky landscape leads to the canyon, with the narrow Gunnison River far below.

Commercial and Construction Expertise Across the Region

For businesses, we specialize in commercial real estate, HOAs and condominium associations, lessor’s risk, manufacturing, and Main Street operators. Our contractor expertise spans every trade including general, roofing, electrical, plumbing, HVAC, excavation with tailored programs covering general liability, workers’ compensation, and business auto. We also structure coverage for large mixed-use and for-sale condominium developments, from ground-up construction through completion and ongoing operations.

Rooted in the San Juans

We’re members of the Telluride Association of Realtors and the Montrose Association of Realtors, and we sponsor local sports teams, arts, music, and theatre across the region. Our principals and employees are the parents, coaches, volunteers, and board members who make these communities run. When we say we understand mountain risk, it’s because we live with it too.